The coddling of our kids’ minds threatens us all in two scary ways

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President Joe Biden kicked off his 2024 campaign imploring Americans to ask themselves whether they will have more freedom in the years ahead or less.  

The question was rich, given his record of undermining individual initiative in favor of equity, making Americans less free to pursue opportunity based on merit.

Case in point was a rule issued only a week after his formal announcement that penalizes responsible home buyers. Under a new Federal Housing Finance Agency (FHFA) directive, buyers who put 15 percent to 20 percent down on a mortgage and have good credit pay will pay higher fees and rates to subsidize costs for those with lower credit and small down payments.

President Obama’s own Federal Housing commissioner came out against the plan, saying that it will further stress a market in which home sales are declining because of high interest rates.

“And now we’re adding this second whammy to good credit, worthy homebuyers who are now going to have to pay for other people’s mortgages,” he said to Fox News.

This is hardly the first time that progressives in the White House have done an end run around Congress to push America towards a

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